Knowledgeable Mortgage Lender, Home Loan Consultant & First Time Home Buyer Consultant In Coppell, TX

Conventional Rates

4.125 %

4.210 %APR

30 YEAR FIXED

Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR

30 YEAR FIXED

Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR

30 YEAR FIXED

100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR

30 YEAR FIXED

100% Financing In Rural Areas

"Rates, terms, and fees as of 11/19/2019 and subject to change without notice."

First-Time Home Buyer in Coppell, Texas

For a first time home buyer Coppell offers a wide range of housing choices to fit any pocketbook. Home ownership is the American dream but finding the right home in the right neighborhood at the right price can be a challenge. And then, you need to get financing with a mortgage rate that does not eat up all of your paychecks. Luckily, if are worried about the down payment as a first time home buyer Coppell offers ways to make it work for you.

Coppell First Time Home Buyer Programs

There are programs in the Coppell area to help first time home buyers. The first to consider is HCDD which is Coppell’s Housing and Community Development Department. This program offers assistance via HAP, the Home-buyer Assistance Program in Coppell. It helps families in the low and middle-income range. For those who qualify, monies can be used for the down payment, buy-down on principal, or closing costs.

Housing and Community Development Department of Coppell HAP Program

For US citizens and permanent US residents, the HAP program can help if you are a first time home buyer or have not been a homeowner for at least three years. Also, to qualify the family must not have more than $15,000 in total assets. Only fixed rate mortgages qualify for this program. Folks can get as much as $30,000 from this program if they meet the qualifications such as falling below the 80% level of median income in the Coppell area and buying a home that lies within the City of Coppell for tax purposes.

Affordable Housing Corporation of the State of Texas

Also, for a first time home buyer Coppell has a non-profit organization that can help out. It is TASHA or the Texas State Affordable Housing Corporation. These folks have the mission of serving low-income families and individuals by helping them get into affordable and decent housing. They commonly come into the picture when other agencies cannot help.

Using private donations, TSAHC provides help with down payments, mortgage loans, and mortgage credit certificates. Their Homes for Texas Heroes Loan Program is especially for veterans, EMS workers, teachers, firefighters, correctional workers, and police. And, their Homes Sweet Texas Home Loan Program provides a 30 year fixed rate loan for eligible Coppell home buyers. This is a grant, so the family does not need to pay it back.

Free Homebuyer Education Classes in Coppell

Perhaps the most important thing for a first time home buyer in Coppell is to their homework. An excellent idea is to take advantage of one of the classes for home buyers in the Coppell area. Learn about how large of a mortgage you should take on with your salary. Learn about the various assistance programs that make home ownership possible for those who otherwise could not afford their own home. Do your homework first. Look into financing before even looking at property. That is a good route to take for a first time home buyer in Coppell or anywhere.

Best Mortgage Rates in Coppell Texas

Stop dealing with multiple lenders. We have the best Texas Mortgage Loan Rates here. We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see how much you qualify for.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
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“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
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Reliable Tips for Prodigy Lending for First time Home Buyer Coppell 2019

 

In Prodigy Lending, we are a team of mortgage experts evenly distributed in the United States. Our commitment is giving our clients the highest quality service and assist them to meet their mortgage needs. The existence of multiple mortgage programs at lowest rates in your locality has enabled us to work hand in hand with you to make sure that you find a mortgage loan that is tailored to meet all your expectations. Our highly trained and experienced team of loan officers will help you find the best and most preferred loan program at a reliable low-interest-rate regardless of whether you are refinancing an existing loan, buying a new home or consolidation a debt.

Find the Most Reliable Coppell First Time Home Buyer Loan Program

1. Conventional Home Loans: These loans are recommended for first home buyers for their requirements and benefits:

  • Flexible mortgage terms i.e. 30,15, 20 and 10-year mortgages
  • No Lender’s fee is needed
  • Low down payment of about 3%
  • Reduced PMI compared to other mortgage programs such as FHA

2. Veteran Home Loans:  Are designated mostly for military officers both in service and retired.

  • No mortgage insurance needed
  • Provides 100 percent funding
  • Low closing cost
  • Qualification is friendly
  • Best mortgage rates

3. USDA Home Loans:  They are mainly for first time homebuyer living in rural areas and in low and moderate earning class.

  • Low-interest rates for fully funded loans
  • No down payment required
  • Almost 100 percent funding
  • Low mortgage insurance cost 

4. Federal Housing Administration (FHA):  It has many benefits making it qualify and a preference for many first time home buyers.

  • Low or No limits on the amount of the mortgage
  • Ability to refinance
  • Low-interest rates
  • Low closing costs
  • Low down payment requirement of about 3%
  • Affordable qualification requirements
  • Availability of Rehab Loans

We have a great mission is enhancing and strengthening a good relationship with our clients which will enable us to continue giving quality services for many years. Unlike some other mortgage companies out there, we hold all customer information with care as it is confidential. Our name is entrusted throughout many lending communities. 

To directly speak with us, simply give us a call or freely utilize most of the interactive tools given in our website. We are always ready to work with you.

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Get the best Mortgage Rates

Our home loan center provides low-cost home loans to help you buy in buying and refinancing. This is because we have the lowest and current mortgage rates.

We are the number one private mortgage lenders in U.S guaranteeing a reliable first time home buyer Coppell 2019 program.

Since the market conditions are determined by current mortgage rates, you are advised to fill out a short form and get a quick, no-obligation quote.

Please contact us if you have any questions!

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