Proficient First Time Home Buyer Assistance, Lender Consultant & Home Loan Assistance In Lewisville, TX

Conventional Rates

4.125 %

4.210 %APR

30 YEAR FIXED

Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR

30 YEAR FIXED

Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR

30 YEAR FIXED

100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR

30 YEAR FIXED

100% Financing In Rural Areas

"Rates, terms, and fees as of 11/19/2019 and subject to change without notice."

First-Time Home Buyer in Lewisville, Texas

For a first time home buyer Lewisville offers a wide range of housing choices to fit any pocketbook. Home ownership is the American dream but finding the right home in the right neighborhood at the right price can be a challenge. And then, you need to get financing with a mortgage rate that does not eat up all of your paychecks. Luckily, if are worried about the down payment as a first time home buyer Lewisville offers ways to make it work for you.

Lewisville First Time Home Buyer Programs

There are programs in the Lewisville area to help first time home buyers. The first to consider is HCDD which is Lewisville’s Housing and Community Development Department. This program offers assistance via HAP, the Home-buyer Assistance Program in Lewisville. It helps families in the low and middle-income range. For those who qualify, monies can be used for the down payment, buy-down on principal, or closing costs.

Housing and Community Development Department of Lewisville HAP Program

For US citizens and permanent US residents, the HAP program can help if you are a first time home buyer or have not been a homeowner for at least three years. Also, to qualify the family must not have more than $15,000 in total assets. Only fixed rate mortgages qualify for this program. Folks can get as much as $30,000 from this program if they meet the qualifications such as falling below the 80% level of median income in the Lewisville area and buying a home that lies within the City of Lewisville for tax purposes.

Affordable Housing Corporation of the State of Texas

Also, for a first time home buyer Lewisville has a non-profit organization that can help out. It is TASHA or the Texas State Affordable Housing Corporation. These folks have the mission of serving low-income families and individuals by helping them get into affordable and decent housing. They commonly come into the picture when other agencies cannot help.

Using private donations, TSAHC provides help with down payments, mortgage loans, and mortgage credit certificates. Their Homes for Texas Heroes Loan Program is especially for veterans, EMS workers, teachers, firefighters, correctional workers, and police. And, their Homes Sweet Texas Home Loan Program provides a 30 year fixed rate loan for eligible Lewisville home buyers. This is a grant, so the family does not need to pay it back.

Free Homebuyer Education Classes in Lewisville

Perhaps the most important thing for a first time home buyer in Lewisville is to their homework. An excellent idea is to take advantage of one of the classes for home buyers in the Lewisville area. Learn about how large of a mortgage you should take on with your salary. Learn about the various assistance programs that make home ownership possible for those who otherwise could not afford their own home. Do your homework first. Look into financing before even looking at property. That is a good route to take for a first time home buyer in Lewisville or anywhere.

Best Mortgage Rates in Lewisville Texas

Stop dealing with multiple lenders. We have the best Texas Mortgage Loan Rates here. We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see how much you qualify for.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
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“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
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Reliable Tips on Prodigy Home Loan Programs in Lewisville, Texas

 

Our team is made of experienced mortgage lending experts distributed all over the United States. Providing you with quality and reliable mortgage services is our commitment. Being a Lewisville first time home buyer, you benefit from various programs offered by our professionals. Combined with the lowest rates and many mortgage programs around, our team will work for hand in hand with you to ensure that you get a loan customized to meet your needs and give a solution to your housing challenges. If you are refinancing an existing loan, purchasing a new house or consolidating debt, you are advised to seek help from our experienced team of mortgage officers. This is because they will absolutely help you get a loan program at a low rate.

Select the Right Home Loan

USDA HOME LOANS

They exist in two types namely USDA Guaranteed Rural Housing Program and USDA Home Loan Program. You can choose this program for the following:

  • Offer almost 100% Financing
  • No or very rate down payment required
  • Low Mortgage Insurance
  • Low mortgage rates 

FHA Home Loans

This mortgage can not only be used in purchase of new primary residence but also refinance existing home mortgage loan. 

As a First time home buyer Forth Worth, you will enjoy the following:

  • Low down payment requirement
  • Sellers can assist you pay your closing cost
  • Low-interest rates 
  • No limits on home loan amount
  • Refinancing with an FHA streamline loan

Conforming Home Loans

Conventional is preferred due to the following:

  • The flexibility of terms – 20, 15, 30 and 10 year home loans
  • Low-interest loans
  • Reduced mortgage insurance 
  • A down payment of about 3.5 percent

VA (Veteran Administration) Home Loans

Veteran mortgages have the following merits:

  • No insurance on its mortgage
  • VA loans closing cost are a bit low
  • Almost 100% financing 
  • Reliable rates since it is government-backed

Prodigy team is ambitioned to establishing and maintaining a good relationship bond with you for continuity of mortgage servicing for many years in the future. Our lending company is different from some other one in that your details and other information are confidential and highly secured. This has built our name and making it entrusted throughout the lending community. We are eager to help and work with you therefore, call us at any time or utilize interactive tools provided on our site to directly speak with one of the team members.

AWARD-WINNING SERVICE PROVIDED FOR ALMOST TWO DECADES BY OUR TEAM

KINDLY BEGIN YOUR PRE APPROVAL PROCESS TODAY

Having received an award as first time home buyer Lewisville 2019 top workplace and also in the last years, we are proud of our team on the ground. This boosts our commitment to excellence and honor to such recognition.

Find Most Competitive Mortgage Loan Rate for Your House

Our team provides the lowest loan rates as well as low-cost home loans for refinancing and buying a new house.

We are popular in United States for being the best private home loan lenders. Additionally, we give you a guarantee of a mortgage program that will provide a specific mortgage option.

Do you wish you wish to purchase or refinance your home to a low home loan?

Basing on today’s market situation, the mortgage rate offered to you changes hence you are advised to fill out a short form in order to get a quick quotation.

Please contact us if you have any questions!

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