Diligent Mortgage Broker, Lending Company & First Time Home Buyer Assistance In Mesquite, TX

Conventional Rates

4.125 %

4.210 %APR

30 YEAR FIXED

Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR

30 YEAR FIXED

Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR

30 YEAR FIXED

100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR

30 YEAR FIXED

100% Financing In Rural Areas

"Rates, terms, and fees as of 11/19/2019 and subject to change without notice."

First-Time Home Buyer in Mesquite, Texas

For a first time home buyer Mesquite offers a wide range of housing choices to fit any pocketbook. Home ownership is the American dream but finding the right home in the right neighborhood at the right price can be a challenge. And then, you need to get financing with a mortgage rate that does not eat up all of your paychecks. Luckily, if are worried about the down payment as a first time home buyer Mesquite offers ways to make it work for you.

Mesquite First Time Home Buyer Programs

There are programs in the Mesquite area to help first time home buyers. The first to consider is HCDD which is Mesquite’s Housing and Community Development Department. This program offers assistance via HAP, the Home-buyer Assistance Program in Mesquite. It helps families in the low and middle-income range. For those who qualify, monies can be used for the down payment, buy-down on principal, or closing costs.

Housing and Community Development Department of Mesquite HAP Program

For US citizens and permanent US residents, the HAP program can help if you are a first time home buyer or have not been a homeowner for at least three years. Also, to qualify the family must not have more than $15,000 in total assets. Only fixed rate mortgages qualify for this program. Folks can get as much as $30,000 from this program if they meet the qualifications such as falling below the 80% level of median income in the Mesquite area and buying a home that lies within the City of Mesquite for tax purposes.

Affordable Housing Corporation of the State of Texas

Also, for a first time home buyer Mesquite has a non-profit organization that can help out. It is TASHA or the Texas State Affordable Housing Corporation. These folks have the mission of serving low-income families and individuals by helping them get into affordable and decent housing. They commonly come into the picture when other agencies cannot help.

Using private donations, TSAHC provides help with down payments, mortgage loans, and mortgage credit certificates. Their Homes for Texas Heroes Loan Program is especially for veterans, EMS workers, teachers, firefighters, correctional workers, and police. And, their Homes Sweet Texas Home Loan Program provides a 30 year fixed rate loan for eligible Mesquite home buyers. This is a grant, so the family does not need to pay it back.

Free Homebuyer Education Classes in Mesquite

Perhaps the most important thing for a first time home buyer in Mesquite is to their homework. An excellent idea is to take advantage of one of the classes for home buyers in the Mesquite area. Learn about how large of a mortgage you should take on with your salary. Learn about the various assistance programs that make home ownership possible for those who otherwise could not afford their own home. Do your homework first. Look into financing before even looking at property. That is a good route to take for a first time home buyer in Mesquite or anywhere.

Best Mortgage Rates in Mesquite Texas

Stop dealing with multiple lenders. We have the best Texas Mortgage Loan Rates here. We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see how much you qualify for.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
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“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
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Crucial Tips Best Prodigy Home Loan Programs In Mesquite, Texas

 

We are a group of mortgage professionals well distributed all over the United States. Our commitment is helping so many customers by offering best quality mortgage services. The current available Mesquite first time home buyer programs, our many years of experience and lowest rates will enable us to work with you ensuring that you get a mortgage loan tailored specifically to meet all your expectations. Additionally, we will help you find the right loan program at the lowest possible rate whether you are buying a new home, consolidating debt or refinancing another loan.

GET YOUR BEST MORTGAGE

VETERAN MORTGAGE LOAN: They are rendered mostly to military officers in service and retired.

  1. No mortgage insurance needed
  2. Qualification are friendly
  3. Best mortgage rates
  4. Low closing cost
  5. Provides 100 percent funding

USDA HOME LOANS:  Most preferred for low and moderate-income earners

  1. Low-interest rates loans
  2. 100% funding
  3. Low mortgage insurance cost 
  4. No down payment needed

CONVENTIONAL HOME LOANS

  1. Low Mortgage rates
  2. No Lenders fees required
  3. Reduced PMI
  4. The flexibility of terms on mortgages i.e. 10, 15, 20, 25, 30-year mortgages

FEDERAL HOUSING ADMINISTRATION MORTGAGE LOANS

  1. Easy qualifications
  2. Reliable Mortgage interest rates
  3. Availability of Rehab Loans
  4. Low down payment of about 3 percent

We have the ability to build and maintain good customer relationship which helps us to continue providing excellent service over the years. Unlike most of the larger mortgage companies out there, all our customer details and documents are kept safely to avoid misplacement and unauthorized access. This has helped in making our name entrusted throughout the lending community. 

To directly speak with an expert at any time, give us a call or use any interactive tools provided on the site. We are always ready to talk and work with you. 

FOR ABOUT SEVENTEEN YEARS, WE HAVE PROVIDED AWARD-WINNING SERVICES

IMMEDIATELY GET YOUR PRE-APPROVAL STARTED

PRODIGY AWARDED TOP UNITED WORKPLACES

Prodigy Lending is so proud of receiving an award as U.S top workplace for the past eight years. Our commitment to excellence in the workplace and honor of receiving great recognition. 

Find the Best Mortgage Loan

Currently, we are providing the least and most reliable mortgage rates in market. Our loan centers are giving low coast home loans for refinancing and purchase. 

Besides, we are well known to be among most preferred first time home buyer Mesquite 2019 private companies. This is due to the guarantee our mortgage loan provides; that your home loan option is right for you.

Wanting to purchase a new home or refinance to the lower mortgage?

You are advised to understand that the mortgage rates give are dictated by a market condition that changes with time. So, please fill out a short and receive a quick no-obligation quote.

Please contact us if you have any questions!

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